Dear Anonymous Borough Council,

Please find enclosed confirmation from my bank that this month's council tax direct debit payment has been deferred until April 2009.

In the current economic climate, I have found myself unable to meet the rest of this year's local authority tax obligations, and have therefore decided to defer my 2008 - 09 payments to the next tax year. With most economists predicting a significant slowdown and even possibly a downturn during 2009, it was felt unwise to continue financing council services. These services I use on an intermittent basis, if at all, and therefore the impact on my day-to-day activites will be minimal. The money saved has been reinvested in products which more closely align with my current personal ambitions.

Yours with the deepest respect and a new yacht,

Gavin Whenman

Inspired by real events.